RTM Risk Consulting
When we start up the various risks in your business are identified. This is done through questionnaires and proven risk and engineering surveys/reports, where we ensure that everything is being studied. And we ask at this stage a lot - for only through close dialogue with you as a client, we have eliminated all the risks.
It gives you an essential overview and opportunity to make a well considered choice.
RTM Risk Consulting process can typically be divided into 5 phases:
1 Identification of risks
We review your current insurance on:
- Building
- Movables
- Profit
- People
2 Risk Analysis - Assessment
- Calculation of the estimated maximum potential loss or damage by
- Consequences
- Frequency
3 Risk Management Methods
Based on the identification of risks, we make some proposals to act on the risks
- Eliminate
- Reduce
- Increase
- Keep
- Transfer
- Insure
4 Contract
Your insurance portfolio is sent in the market - typically with the existing insurance company and additional 3 others.
5 Assessment and monitoring
We continually follow up on our recommendations and agreements.
In a situation where a company has many claims, we will begin a dialogue on risk strategy, where the obvious goal is to reverse the claims record, so we can avoid higher premiums at the next renewal.